Welcome to the www.ricardovoll.com website! 

Ricardo Vollbrechthausen Studios, LLC (referred to as “us,” “we”, “RVS”, or “Ricardo Vollbrechthausen Studios”) provides the www.ricardovoll.com site and various related services (together referred to as this “Site”) subject to your compliance with all the terms, conditions, and notices contained or referenced herein (the “Terms of Use”), as well as any other written agreement between you and us (and/or your company). In addition, when buying a product or using particular services or materials on the Site, Users shall be subject to any posted guidelines or rules applicable to such services or materials that may contain terms and conditions in addition to those in these Terms of Use. All such guidelines or rules are hereby incorporated by reference into these Terms of Use.

BY COMPLETING THE REGISTRATION SIGNUP PROCESS AND/OR USING THE SITE, YOU (ALSO REFERRED TO AS “USER”, “CLIENT”, “SUBSCRIBER”, “READER”, “LIBRARY MEMBER”, “FRIENDS”) AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT WISH TO BE BOUND BY THE THESE TERMS OF USE, PLEASE EXIT THE SITE NOW. YOUR REMEDY FOR DISSATISFACTION WITH THE SITE, OR ANY PRODUCTS, SERVICES, CONTENT, OR OTHER INFORMATION AVAILABLE ON OR THROUGH THE SITE, IS TO STOP USING THE SITE AND/OR THOSE PARTICULAR PRODUCTS OR SERVICES. YOUR AGREEMENT WITH US REGARDING COMPLIANCE WITH THESE TERMS OF USE BECOMES EFFECTIVE IMMEDIATELY UPON COMMENCEMENT OF YOUR USE OF THE SITE.

These Terms of Use are effective as of 25 September 2024. We reserve the right to change these Terms of Use from time to time without notice to you. You acknowledge and agree that it is your responsibility to review the Site and these Terms of Use periodically and to be aware of any modifications. Your continued use of the Site after such modifications will constitute your acknowledgment of the modified Terms of Use and agreement to abide and be bound by the modified Terms of Use.

 I. CUSTOMER TERMS & CONDITIONS

 1. Cancellation and Refund Policy 

When cancelling a monthly subscription, all future charges associated with future months of your subscription will be cancelled. You may notify us of your intent to cancel at any time; your cancellation will become effective at the end of your current monthly billing period. You will not receive a refund; however your subscription access and/or delivery and accompanying subscriber benefits will continue for the remainder of the current monthly billing period.

2. Privacy and Use of Information

Except as more fully outlined in our Privacy Policy, which is incorporated as part of these Terms of Use by this reference, your personal information will not be disclosed to any third party. 

3. Description of Services

We make various products and services available on the Site including, including, but not limited to a subscription service for access to digital educational content regarding financial literacy. Fees for the various products are set out elsewhere in the Site. 

We reserve the sole right to either modify or discontinue the Site or services, including any features therein, at any time with or without notice to you. We reserve the sole right to cancel your subscription at any time, with or without notice to you. We shall not be liable to you or any third party should we exercise such right. Modifications may include, but are not limited to, changes in the pricing structure, the addition or discontinuation of product lines, or changes, or other limitations we may initiate. Any new features that augment or enhance the then-current services on the Site shall also be subject to these Terms of Use. 

4. Interruption of services 

You understand and agree that temporary interruptions of the services available through the Site may occur as normal events. You further understand and agree that we have no control over third party networks you may access in the course of the use of the Site, and therefore, delays and disruption of other network transmissions are completely beyond our control.

You understand and agree that the services available on the Site are provided “AS IS” and that we assume no responsibility for the timeliness, deletion, mis-delivery or failure to provide any services or products hereunder.

 5. Registration Data and Privacy

In order to access some of the services on the Site, we require you to create an account and password that can be obtained by completing our online registration forms, which requests certain information and data (“Registration Data”) and maintaining and updating your Registration Data as required. By registering, you agree that all information provided in the Registration Data is true and accurate and that you will maintain and update this information as required in order to keep it current, complete and accurate.

You also grant us the right to disclose to third parties certain Registration Data about you. The information we obtain through your use of the Site, including your Registration Data, is subject to our Privacy Policy, which is specifically incorporated by reference into these Terms of Use.

 6. Payment of Fees

If you order a product or service that requires a payment of a fee, you agree to pay all fees associated with such product or service, including the shipping fees. You agree to provide us with accurate and complete billing information, including valid credit card information, your name, address and telephone number.

 If, for any reason, your credit card company refuses to pay the amount billed for the product or service, you agree that we may, at our option, suspend or terminate your subscription and require you to pay the amount by other means acceptable to us. 

 In the event legal action is necessary to collect on balances due, you agree to reimburse us for all expenses incurred to recover sums due, including attorney fees and other legal expenses. This right to reimbursement includes, but is not limited to, any loss or damage incurred to recover for chargebacks initiated by you.

7. Signatures

You agree that by upon your accessing the Site by clicking any link, button, or other device provided to you in any part of the Site’s interface and/or completing the registration or shopping process, you are in agreement to these terms and conditions and have electronically signed this agreement per the U.S. ESign Act of 2000. If you provide information that is not current, untrue, inaccurate, incomplete, or Ricardo Vollbrechthausen Studios LLC has reasonable grounds to suspect that your information is not current, untrue or accurate, Ricardo Vollbrechthausen Studios LLC has the right to terminate and suspend your access, in its sole discretion, as well as refuse any and all current or future use of the services (or any portion of these).

8. Conduct on Site and Other Media

Your use of the Site is subject to all applicable laws and regulations, and you are solely responsible for the contents of your communications through the Site and on Other Communication Media, such as social media platforms, direct messaging systems, phone, and email. By posting information in or otherwise using any product or service that may be available to you on or through the Site, you agree that you will not upload, share, post, or otherwise distribute or facilitate distribution of any content — including text, communications, software, images, sounds, data, or other information — on our Site or on Other Media –  that:

 (a) Is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts (including but not limited to sexual language of a violent or threatening nature directed at another individual or group of individuals), or otherwise violates our rules or policies;

 (b) Victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;

 (c) Infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party;

 (d) Constitutes unauthorized or unsolicited advertising, junk or bulk e-mail (also known as “spamming”), chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;

 (e) Contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or

 (f) Impersonates any person or entity, including any of our employees or representatives, submit fake, falsified, misleading, or inappropriate data submissions, edits, or removals;

 (g) Use, display, mirror, or frame the Services or any individual element within the Site, Ricardo Vollbrechthausen Studios name, any Ricardo Vollbrechthausen Studios trademark, logo, or other proprietary information, or the layout and design of any page or form contained on a page, without Ricardo Vollbrechthausen Studios, express written consent;

 (h) Access, tamper with, or use non-public areas of the Services, Ricardo Vollbrechthausen Studios computer systems, or the technical delivery systems of Ricardo Vollbrechthausen Studios providers;

 (i) Attempt to probe, scan, or test the vulnerability of any Ricardo Vollbrechthausen Studios system or network or breach any security or authentication measures;

 (j) Avoid, bypass, remove, deactivate, impair, descramble, or otherwise circumvent any technological measure implemented by Ricardo Vollbrechthausen Studios or any of Ricardo Vollbrechthausen Studios providers or any other third party (including another user) to protect the Services or Content;

 (k) Attempt to access or search the Services or Content, or download Content from the Services through the use of any technology or means other than those provided by Ricardo Vollbrechthausen Studios or other generally available third-party web browsers (including, without limitation, automation software, bots, spiders, crawlers, data-mining tools, or hacks, tools, agents, engines, or devices of any kind);

 (l) Extract, scrape, index, copy, or mirror the Services or Content or portions thereof (including but not limited to the Ricardo Vollbrechthausen Studios database and other information about users or apps);

 (m) Use any meta tags or other hidden text or metadata utilizing a Ricardo Vollbrechthausen Studios trademark, logo, URL, or product name without Ricardo Vollbrechthausen Studios express written consent;

 (n) Forge any TCP/IP packet header or any part of the header information in any email or newsgroup posting, or in any way use the Services or Content to send altered, deceptive, or false source-identifying information; 

 (o) Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software used to provide the Services or Content;

 (p) Interfere with, or attempt to interfere with, the access of any user, host, or network, including, without limitation, sending a virus, overloading, flooding, spamming, or mail-bombing the Services;

 (q) Take any action that imposes, or may impose, an unreasonable or disproportionately large load on the Services or Ricardo Vollbrechthausen Studios infrastructure;

 (r) Delete, obscure, or in any manner alter any attribution, warning, or link that appears in the Services or the Content;

 (s) Use the Services or Content, or any portion thereof, for any commercial purpose or for the benefit of any third party or in a manner not permitted by these Terms, including but not limited to (a) gathering in App items or resources for sale outside the App, (b) performing services in the App in exchange for payment outside the App, or (c ) sell, resell, rent, or lease the App or your Account;

 (t) Collect or store any personally identifiable information from the Services from other users of the Services without their express permission;

 (u) Violate any applicable law or regulation; or

 (v) Encourage or enable any other individual to do any of the preceding.

We neither endorse nor assume any liability for the contents of any material uploaded or submitted by third party users of the Site. We generally do not pre-screen, monitor, or edit the content posted by users, including posts to any chat rooms, message boards, newsgroups, or other interactive services that may be available on or through the Site. However, we and our agents have the right at their sole discretion to remove any content that, in our judgment, does not comply with these Terms of Use and any other rules of user conduct for our site, or is otherwise harmful, objectionable, or inaccurate. We are not responsible for any failure or delay in removing such content. You hereby consent to such removal and waive any claim against us arising out of such removal of content. See “Use of Your Materials” below for a description of the procedures to be followed in the event that any party believes that content posted on the Site infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party.

In addition, you may not use your account to breach security of another account or attempt to gain unauthorized access to another network or server. Not all areas of the Site may be available to you or other authorized users of the Site. You shall not interfere with anyone else’s use and enjoyment of the Site or other similar services. Users who violate systems or network security may incur criminal or civil liability.

You agree that we may at any time, and at our sole discretion, terminate your membership or website access without prior notice to you for violating any of the above provisions. In addition, you acknowledge that we will cooperate fully with investigations of violations of systems or network security at other sites, including cooperating with law enforcement authorities in investigating suspected criminal violations. 

9. Intellectual Property Information

All content on our website and social media accounts is copyright of Ricardo Vollbrechthausen Studios, LLC. 2024, All Rights Reserved.

For purposes of these Terms of Use, “content” is defined as any information, communications, software, photos, text, video, graphics, music, sounds, and other material and services that can be viewed by users on our Site. This includes, but is in no way limited to, message boards, chat, and any other original content.

By accepting these Terms of Use, you acknowledge and agree that all content presented to you on the Site is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws, and is the sole property of Ricardo Vollbrechthausen Studios, LLC and/or its affiliates. You are only permitted to use the content as expressly authorized by us or the specific content provider. Except for a single copy made for personal use only (“Personal Use License”), you may not copy, reproduce, modify, republish, upload, post, transmit, or distribute any documents or information from the Site in any form or by any means without prior written permission from us or the specific content provider, and you are solely responsible for obtaining permission before reusing any copyrighted material that is available on the Site. The subscriber is only allowed to access and view an online version of the publications and a digital or physical copy may not be made, saved, or downloaded. Any unauthorized use of any materials appearing on the Site may violate copyright, trademark and other applicable laws and could result in criminal or civil penalties.

Neither we nor our affiliates warrant or represent that your use of materials displayed on, or obtained through, the Site will not infringe the rights of third parties. See “Use of Your Materials” below for a description of the procedures to be followed in the event that any party believes that content posted on the Site infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party.

All custom graphics, icons, logos and service names are registered trademarks, trademarks or service marks of Ricardo Vollbrechthausen Studios, LLC or its affiliates. All other trademarks or service marks are the property of their respective owners. Nothing in these Terms of Use grants you any right to use any trademark, service mark, logo, and/or the name of Ricardo Vollbrechthausen Studios, LLC or its Affiliates.

9.1 Copyright and Trademark Notices 

Furthermore, no part of our books, articles, digital publications, encyclopedias, newsletters, or other content may be copied, reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under sections 107 and 108 of the 1976 United states Copyright Act, without the prior written permission of an authorized representative of Ricardo Vollbrechthausen Studios, LLC. Requests to RVS for permission should be addressed to the Administration department. All rights reserved. 

Ricardo Vollbrechthausen Studios, LLC

936 SW 1st Avenue, No. 979

Miami, Florida 33130

[email protected] 

Trademarks, Logos, and related trade dress are trademarks or registered trademarks of Ricardo Vollbrechthausen Studios, LLC and its Affiliates. All rights reserved.

10. User’s Materials

 Subject to our Privacy Policy, any communication or material that you transmit to the Site or to us, whether by electronic mail or other means, for any reason, will be treated as non-confidential and non-proprietary. While you retain all rights in such communications or material, you grant us and our designated licensees a non-exclusive, paid-up, perpetual, and worldwide right to copy, distribute, display, perform, publish, translate, adapt, modify, and otherwise use such material for any purpose regardless of the form or medium (now known or not currently known) in which it is used.

 Please do not submit confidential or proprietary information to us unless we have mutually agreed in writing otherwise. We are also unable to accept your unsolicited ideas or proposals, so please do not submit them to us in any circumstance.

 We respect the intellectual property of others, and we ask you to do the same. If you or any user of the Site believes its copyright, trademark or other property rights have been infringed by a posting on the Site, you or the user should send notification to our Designated Agent (as identified below) immediately. To be effective, the notification must include:

 (a) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed’

 (b) Identification of the copyrighted work claimed to have been infringed;

(c) Information reasonably sufficient to permit us to contact the complaining party, such as address, telephone number and, if available, an electronic mail address at which the complaining party may be contacted;

 (d) Identification of the material that is claimed to be infringing or to be subject to infringing activity and that is to be removed and information reasonably sufficient to permit us to locate the materials;

(e) A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, agent, or the law; and

(f) A statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringing.

Pursuant to the Digital Millennium Copyright Act, 17 U.S.C. Sec. 512(c), our Designated Agent for Notice of claims of copyright infringement can be reached as indicated below. Service of repeat infringers of copyright or of users about whom repeat claims of copyright infringement are received will be terminated.

Designated Agent for Claimed Infringement:

℅ Ricardo Vollbrechthausen, 

Ricardo Vollbrechthausen Studios, LLC

936 SW 1st Avenue, No. 979

Miami, Florida 33130

[email protected] 

Your acknowledge and agree that upon receipt of a notice of a claim of copyright infringement, we may immediately remove the identified materials from our Site without liability to you or any other party and that the claims of the complaining party and the party that originally posted the materials will be referred to the United States Copyright Office for adjudication as provided in the Digital Millennium Copyright Act.

11. Warranty Disclaimer

ALL MATERIALS, PRODUCTS, CONTENT, AND SERVICES ON OR THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR THE WARRANTY OF NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY THAT (a) THE MATERIALS, PRODUCTS AND SERVICES WILL MEET YOUR REQUIREMENTS, (b) THE MATERIALS, PRODUCTS AND SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (c) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE MATERIALS, PRODUCTS AND SERVICES WILL BE EFFECTIVE, ACCURATE OR RELIABLE, OR (d) THE QUALITY OF ANY MATERIALS, PRODUCTS, SERVICES, OR INFORMATION PURCHASED OR OBTAINED BY YOU FROM THE SITE FROM US OR OUR AFFILIATES WILL MEET YOUR EXPECTATIONS OR BE FREE FROM MISTAKES, ERRORS OR DEFECTS.

THE SITE COULD INCLUDE TECHNICAL OR OTHER MISTAKES, INACCURACIES OR TYPOGRAPHICAL ERRORS. WE MAY MAKE CHANGES TO THE MATERIALS, PRODUCTS AND SERVICES AVAILABLE ON THE SITE, INCLUDING THE PRICES AND DESCRIPTIONS OF ANY PRODUCTS LISTED HEREIN, AT ANY TIME WITHOUT NOTICE. THE MATERIALS, PRODUCTS AND SERVICES AT THE SITE MAY BE OUT OF DATE, AND WE MAKE NO COMMITMENT TO UPDATE SUCH MATERIALS OR SERVICES.

THE USE OF THE SERVICES OR THE DOWNLOADING OR OTHER ACQUISITION OF ANY MATERIALS THROUGH THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND WITH YOUR AGREEMENT THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM SUCH ACTIVITIES.

Through your use of the Site, you may have the opportunity to engage in commercial transactions with other users and vendors. You acknowledge that all transactions relating to any merchandise or services offered by any party, including, but not limited to the purchase terms, payment terms, warranties, guarantees, maintenance and delivery terms relating to such transactions, are agreed to solely between the seller or purchaser of such merchandise and services and you. WE MAKE NO WARRANTY REGARDING ANY TRANSACTIONS EXECUTED THROUGH, OR IN CONNECTION WITH THE SITE, AND YOU UNDERSTAND AND AGREE THAT SUCH TRANSACTIONS ARE CONDUCTED ENTIRELY AT YOUR OWN RISK. ANY WARRANTY THAT IS PROVIDED IN CONNECTION WITH ANY PRODUCTS, SERVICES, MATERIALS, OR INFORMATION AVAILABLE ON OR THROUGH THE SITE FROM A THIRD PARTY IS PROVIDED SOLELY BY SUCH THIRD PARTY, AND NOT BY US OR ANY OTHER OF OUR AFFILIATES.

Content available through the Site often represents the opinions and judgments of an information provider, Site user, or other person or entity not connected with Ricardo Vollbrechthausen Studios, LLC. We do not endorse, nor are we responsible for the accuracy or reliability of, any opinion, advice, or statement made by anyone other than an authorized Ricardo Vollbrechthausen Studios, LLC spokesperson speaking in his/her official capacity. Please refer to the specific editorial policies posted on various sections of the Site for further information, which policies are incorporated by reference into these Terms of Use.

12. Limitation of Liability

Your exclusive remedy and our entire liability, if any, for any claims arising out of these Terms of Use and your use of the Site shall be limited to the amount you paid us for any product during the one (1) month period before the act giving rise to the liability.

IN NO EVENT SHALL WE OR OUR AFFILIATES BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY SPECIAL, PUNITIVE, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM PERSONAL INJURY, LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SITE OR OF ANY WEB SITE REFERENCED OR LINKED TO FROM THE SITE.

FURTHER, WE SHALL NOT BE LIABLE IN ANY WAY FOR THIRD PARTY GOODS, CONTENT, AND/OR SERVICES OFFERED THROUGH THE SITE OR FOR ASSISTANCE IN CONDUCTING COMMERCIAL TRANSACTIONS THROUGH THE SITE, INCLUDING WITHOUT LIMITATION THE PROCESSING OF ORDERS.     

WHILE THE PUBLISHER, RICARDO VOLLBRECHTHAUSEN STUDIOS LLC, AND THE AUTHORS, EDITORS, AND CONTRIBUTORS HAVE USED THEIR BEST EFFORTS IN PREPARING ANY CONTENT PUBLISHED ON THIS WEBSITE OR IN PRINT, THEY MAKE NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE ACCURACY OR COMPLETENESS OF THE CONTENTS AND SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. NO WARRANTY MAY BE CREATED OR EXTENDED BY SALES REPRESENTATIVES OR WRITTEN SALES MATERIALS. THE ADVICE, INFORMATION, AND STRATEGIES CONTAINED IN THE CONTENT MAY NOT BE SUITABLE FOR YOUR SITUATION. YOU SHOULD CONSULT WITH A LICENSED PROFESSIONAL WHERE APPROPRIATE. RVS DOES NOT PROVIDE LEGAL, FINANCIAL, TAX, INVESTING, ACCOUNTING, PSYCHOLOGICAL, MEDICAL, OR ANY OTHER SIMILAR REGULATED ADVICE. NEITHER RVS NOR RVS’ AUTHORS AND CONTRIBUTORS SHALL BE LIABLE FOR DAMAGES ARISING HEREFROM.

13. Indemnification

Upon a request by us, you agree to defend, indemnify, and hold us and our Affiliates harmless from all liabilities, claims, and expenses, including attorney’s fees, that arise from your use or misuse of the Site. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with us in asserting any available defenses.

14. Termination of Use

You agree that we may, in our sole discretion, terminate, deny, or suspend your access to all or part of the site with or without notice and for any reason, including, without limitation, breach of these Terms of Use. Any suspected or actual fraudulent, abusive or illegal activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities.

Upon termination or suspension, regardless of the reasons therefore, your right to use the Services available on this site immediately ceases, and you acknowledge and agree that we may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or this site. We shall not be liable to you or any third party for any claims or damages arising out of any termination or suspension or any other actions taken by us in connection therewith. Sections 1, 3, 6-17 of these Terms of Use, as well as your liability for any unpaid fees, shall survive any termination.

15. Governing Law

The Site (excluding any linked sites) is controlled by us from our facilities within the State of Florida, United States of America. It can be accessed from all 50 states, as well as from other countries around the world. As each of these places has laws that may differ from those of Florida, by accessing the Site both of us agree that the statutes and laws of the State of Florida, without regard to the choice or conflict of laws principles thereof, will apply to all matters relating to the use of the Site and the purchase of products and services available through the Site. In the event the Agreement to Arbitrate is held to be unenforceable, each of us agrees and hereby submits to the exclusive personal jurisdiction and venue of the District of Miami-Dade County and the United States District Court for the Southern District of Florida with respect to such matters.

16. Governing Language and Translations

The English language version of this website’s Terms of Use, Privacy Policy, any other policies, and all content (including but not limited to articles, blog posts, briefs, and informational pages) is the official and intended version of all RVS content. Any translations of said content provided in other languages are offered solely for convenience, “as is”, and may contain errors or inaccuracies, as they may have been generated by translation apps, third-party translators, or artificial intelligence, which can be unreliable. These translations do not have any legal or contractual effect and are not considered binding. We explicitly reserve the right to only recognize the English versions as official, unless we agree to specific translations in a separate, written agreement. 

If subscribers use translation apps, tools, or services to translate any part of this website’s content, terms of use, or policies into another language, the subscriber acknowledges and agrees that the original English version shall prevail and remain the binding and authoritative version in case of any discrepancies, misunderstandings, damages, or disputes. 

17. Entire Agreement

These terms and conditions constitute the entire agreement and understanding between us concerning the subject matter hereof and supersedes all prior agreements and understandings of the parties with respect thereto. These Terms of Use may NOT be altered, supplemented, or amended by the use of any other document(s) unless otherwise agreed to in a written agreement signed by you and us. Any attempt to alter, supplement or amend this document or to enter an order for products or services which are subject to additional or altered terms and conditions shall be null and void, unless otherwise agreed to in a written agreement signed by you and us. To the extent that anything in or associated with the Site is in conflict or inconsistent with these additionally agreed upon terms and conditions     , these Terms of Use shall take precedence.

18. Miscellaneous

In any action to enforce these Terms of Use, the prevailing party will be entitled to costs and attorneys’ fees. 

You may not assign your rights and obligations under these Terms of Use to any third party, and any purported attempt to do so shall be null and void. We may freely assign our rights and obligations under these Terms of Use.

In addition to any excuse provided by applicable law, we shall be excused from liability for non-delivery or delay in delivery of products and services available through our Site arising from any event beyond our reasonable control, whether or not foreseeable by either party, including but not limited to, labor disturbance, war, fire, accident, adverse weather, inability to secure transportation, governmental act or regulation, and other causes or events beyond our reasonable control, whether or not similar to those which are enumerated above.

If any part of these Terms of Use is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

Any failure by us to enforce or exercise any provision of these Terms of Use or related rights shall not constitute a waiver of that right or provision

Headings are for document navigation and convenience only and shall not be used to interpret these Terms of Use.     

19. Contact Information

If you have any additional questions or concerns about these terms and conditions, please feel free to contact us any time through this website or at Ricardo Vollbrechthausen Studios, LLC, 936 SW 1st Ave., No. 979, Miami, Florida, 33130

– End of Terms of Use –