Ricardo Vollbrechthausen Studios, LLC (“RVS”) may display, aggregate, reference, or otherwise make accessible both third-party and original RVS-generated data/information/content for general informational and educational purposes. This includes, but is not limited to:

• Market data, stock performance, index movements, and financial statistics

• Economic indicators such as inflation rates, employment data, and GDP figures

• Financial news, corporate filings, investor relations content, and press releases

• Commentary or analysis from analysts, institutions, or public figures

• Biographical and organizational data about corporate executives, board members, investors, and government officials

• Public or reference data sets, such as those relating to business ownership, licensing, or government entities

• Definitions, glossaries, encyclopedic entries, research summaries, and general knowledge content

• Instructional content including manuals, guides, step-by-step resources, or reference articles

While some of this material may be developed directly by RVS, much of it is sourced from third parties or public resources beyond our control. All such content is provided without warranty and should not be relied upon as authoritative or comprehensive.

This policy outlines the scope of third-party and original content, its limitations, and the responsibilities of users who choose to engage with this material.

1. Scope of Third-Party Content
Third-party content may include, but is not limited to:

• Stock, commodity, index, and financial data (real-time, delayed, or historical)

• Charts, performance summaries, economic dashboards, and visual analytics

• Economic, demographic, or geopolitical indicators (inflation, interest rates, elections, trade flows)

• News articles, financial reports, business announcements, and company filings

• Details about organizations, staff, board members, shareholders, and government appointments

• Licensure, legal registrations, and administrative affiliations

• Encyclopedic entries, definitional content, data summaries, or interpretive glossaries

• Manuals, instructional guides, or how-to content related to business, economics, and media

This information may originate from licensed databases, open data portals, academic institutions, public registries, crowdsourced platforms, or journalistic outlets. 

RVS does not independently audit or verify such content and makes no guarantees regarding its accuracy, neutrality, or relevance to your situation.

2. No Representation of Accuracy or Reliability
All third-party and original RVS content is provided “as is” and “as available.” RVS makes no warranty, express or implied, regarding:

• Accuracy, completeness, timeliness, or reliability

• Freedom from technical errors or misinterpretation

• Consistency across devices or systems

• Currentness or future validity

We disclaim all liability for any errors, inaccuracies, omissions, or outdated information—regardless of the source or how the content is presented.

3. No Fiduciary Relationship
Use of this website does not create a fiduciary, advisory, or professional relationship between you and RVS. We do not owe any duty of care, loyalty, or disclosure beyond what is explicitly required by law.

4. Not Financial or Legal Advice
Nothing on this website should be construed as investment advice, financial guidance, legal opinion, or a recommendation to engage in any specific financial transaction. RVS does not operate as a broker-dealer, financial planner, fiduciary, or investment advisor. Always consult qualified professionals before making decisions based on any third-party or original content.

5. Use at Your Own Risk
You assume full responsibility for interpreting, evaluating, and acting upon both third-party and RVS-created content. RVS is not liable for:

• Financial losses or opportunity costs

• Strategic missteps based on projections or commentary

• Errors in models or forecasts

• Consequences from reliance on incomplete or misleading content

6. No Duty to Monitor or Update
RVS has no obligation to update, correct, explain, or moderate third-party content or links. Information may become outdated or unavailable without notice.

7. No Endorsement or Affiliation
Inclusion of third-party names, data, or links does not constitute:

• Endorsement or approval by RVS

• Affiliation, sponsorship, or business relationship

• Guarantee of content quality, legality, or accuracy
  
  

All references are for informational or identification purposes only.

8. Intellectual Property Rights
All trademarks, data, reports, or publications from third-party sources remain the property of their respective owners. RVS claims no ownership over third-party content and uses such materials under fair use, citation, or licensed permissions where applicable. Users must not reproduce or redistribute this content without the source’s authorization.

9. Force Majeure
RVS is not liable for unavailability, data loss, or delivery interruptions caused by factors beyond our control, including but not limited to natural disasters, cyberattacks, internet outages, data provider failures, civil unrest, or platform restrictions.

10. Indemnification
By using this site, you agree to indemnify, defend, and hold harmless RVS and its affiliates, directors, officers, employees, and agents from all claims, damages, liabilities, costs, or expenses—including reasonable attorney fees—arising out of or related to your use or misuse of third-party or original content or linked materials.

11. Limitation of Liability
To the fullest extent permitted by law, RVS’s total liability for any claim related to third-party or original information shall not exceed $100, or the total amount paid by you for access to this website in the twelve (12) months prior to the claim—whichever is greater.

12. Jurisdiction and Governing Law
This policy is governed by the laws of the State of Florida, United States. Any legal actions related to this disclaimer shall be brought exclusively in the state or federal courts located in Miami-Dade County, Florida.

13. External Platform Risk and Data Collection
Third-party integrations may involve links, embeds, or scripts from external platforms. These may have their own privacy policies, data collection practices, and security standards. RVS is not responsible for how third-party services handle user data or browsing behavior. We recommend reviewing the terms and privacy policies of all linked external websites before interacting with them.

14. Broken, Outdated, or Concerning Content
If you identify inaccurate, misleading, broken, or inappropriate third-party content linked on our site, please notify us at [email protected].  We will review the issue at our discretion.

15. No Access to Paywalled or Subscription Content
RVS subscriptions cover access to content hosted on our own site only. We do not provide access to paywalled or restricted content hosted on third-party platforms. Accessing such content may require a separate agreement with the third-party provider.

16. Changes to This Policy
We reserve the right to amend this policy at any time. Continued use of the website after updates are posted constitutes acceptance of those changes. This policy is incorporated into and governed by our broader Terms of Use and Privacy Policy.

Contact Us
If you have any questions or concerns about this policy or the use of  content on this website, contact us at:
[email protected]